employee protection

AXA Business Insurance provides a comprehensive range of Employee Protection products that are good for your business, because it can help you take care of one of your most important assets - your people.

If you have more than 10 employees, it’s simple to add Life Insurance, Disablement Insurance, Income Continuance Insurance and Trauma Insurance as part of their remuneration package.   You can even choose them all if you wish.

Your key staff members will value the security of AXA Employee Protection, and the benefits to your business can be significant too:

• It can help you attract and retain the right people
• You are helping to provide funds which may be much needed to help the family of a staff member who becomes disabled or dies
• You can reinforce your company’s reputation as a great place to work
• AXA Employee Protection is simple to arrange and manage so that you can be free to focus on your business

AXA’s comprehensive range of flexible Employee Protection ideas and solutions are easy for you to introduce into your business and reasonably easy to manage too: 

• a premium discount of 2.5% if you include more than one of our Employee Protection products.
• Cover available for partners of employees
• Voluntary Top-Up Options mean your employees can choose to increase their levels of cover or their benefit period.
• Automatic acceptance levels let you choose a set level of cover at which there are no underwriting requirements.
• Continuation options mean employees who leave the AXA Employee Protection plan can continue with their cover on an individual basis.

Download the Group Insurance Overview Brochure here.

Your AXA Adviser can put together a total package for your business giving a range of Employee Protection options, including:

AXA Life Insurance*

A lump sum is paid to an employee in the event of death or a terminal illness - it can be based on fixed amounts or multiples of salary. There’s also an option to include accelerated Disablement Cover which would pay a lump sum benefit payment to an employee if they were unable to continue working as a result of permanent disablement.

There is also a profit share option available which may entitle your business to a yearly rebate on your premiums. Download the Quick Guide here.  

AXA Income Continuance Protection*

Provides a regular monthly income to an employee if they are unable to work due to an accident or illness. Benefit periods range from 1 year through to age 65 and cover is up to 75% of salary. Download the Quick Guide here.

AXA Trauma Protection*

Provides a lump sum benefit payable to an employee if they’re diagnosed with one of 23 specified illnesses or injuries, including suffering a major stroke, heart attack or cancer. Download the Quick Guide here.

*The above provides a summary of each product.  Please see your AXA adviser or specific policy wording for full terms and conditions.

ASK AXA

You can get in touch with us about AXA’s range of Business Financial Protection products, including Employee Protection right now, just call 0800 ASK AXA (0800 275 292), or send us your details and we’ll get in touch with you.